Florida Hurricane Damage Lawyers

More Than 80 Years of Combined Legal Experience

Florida is regarded by many as one of the most relaxing and beautiful places in the U.S., with pristine beaches and pleasant weather. However, locals know that the only downside to the Sunshine State is that hurricane season comes to visit every June through November — sometimes even arriving as early as May.

If your home or property has been damaged in a hurricane, Michles & Booth can help you obtain the financial support and compensation you need. We have a large attorney team with a diverse range of talent. Still, we maintain the tailored approach and dedicated care typically only found at boutique law firms. With our premier firm, you can rest assured that your recovery will be our top priority.

Skilled legal help is just a phone call away — call (800) 848-6168 to speak with a Florida hurricane damage attorney.

Who Is Liable for Hurricane Damage?

While hurricanes are unpreventable natural disasters, many Floridans have homeowner’s insurance policies that cover hurricane damage. Thus, your insurance company can be held liable for any hurricane damage as outlined in your insurance policy.

The first step toward compensation will likely be to file an insurance claim to recover compensation. More often than not, your insurance provider will add deductions onto your claim, deny your claim, or only disburse partial payments. This is where Michles & Booth can help. We can assist you in exploring your legal options and filing a civil lawsuit against your insurance provider to recover the full compensation to which you are entitled.

Taking legal action may feel as though you are jumping the gun, but the sad truth is that insurance companies will almost always handle a lawsuit as a priority. On the other hand, a claim will likely be lost in a sea of thousands of other insurance claims that also need to be processed.

What to Do After Your House Is Damaged in a Hurricane

An insurance company will typically send adjusters, estimators, and appraisers to sweep hurricane-affected areas in which their insured homeowners live. If you miss this initial sweep, you may have to wait a long time before a team comes back to look at your home.

Thus, the very first thing to do after your home has been damaged is to assess the damage and, as mentioned, contact your homeowner’s insurance provider. Don’t wait to let your insurance agent know you need to file a claim. If you wait even a day to do so, your claim could be denied due to improper notice. This is particularly true if you begin any repairs on your home before speaking to an agent.

Common Types of Hurricane Damage

Hurricanes can be unpredictable and have devastating effects on your neighborhood and property. For instance, some of the most common types of hurricane damage include but are by no means limited to:

• Roof damage
• Utility damage
• Equipment damage (e.g. air conditioners)
• Moisture damage
• Storm surge (flooding)
• Fire damage (due to downed power lines or wires)

Please note that the damages for which you will be compensated will depend on the limits of your insurance policy. For instance, homeowners are usually required to have a separate flood insurance policy to cover flood damage, but your regular policy may cover damage related to storm surge. You will need to specifically request compensation for storm surge, not flood damage, to use this coverage.

There are countless other details that go into filing insurance claims, and it is very easy for insurance agents to take advantage of you because of them. It is, therefore, best to contact a lawyer to discuss the specifics of your policy, the damages you have incurred, and any other details about your case. At Michles & Booth, we will put our all into pursuing your maximum compensation. And if you have been offered a lowball payout or are constantly getting pushed aside by your insurance company, our hurricane damage attorneys will take the matter to court on your behalf.

No Case Is Too Small or Too Big

Our team of trial lawyers at Michles & Booth is dedicated to helping clients throughout Florida in both minor and complex cases. We understand how distressing it is to have a hurricane wreck your home. You are entitled to your full and fair compensation to make repairs and move on with your life. We will help you obtain this compensation, providing one-on-one attention, assertive advocacy, and comprehensive legal advice at every step of the way.

Contact a hurricane damage lawyer online. We accept cases in Pensacola, Crestview, Fort Walton Beach, Tampa, and throughout the state of Florida.