In the aftermath of a motor vehicle accident, it is common for an insurance company to request a recorded statement. This is an interview conducted over the phone where the insurance company agent asks you to recount the details of the accident. The conversation is recorded and transcribed, creating a formal record of what you believe occurred. Keep reading for the facts you need to know about recorded statements from our experienced injury attorneys at Michles & Booth.
The Purpose of a Recorded Statement
Primarily, the insurance company uses a recorded statement to gather information about the accident. This can include details about how the accident occurred, the nature of your injuries, and any potential witnesses. The insurance company may also use this statement to evaluate the validity of your claim and determine the amount of compensation you may be entitled to receive. It's worth noting that, in some cases, the recorded statement can be used to deny or reduce your claim if inconsistencies or contradictions are found.
Precautions When Giving a Recorded Statement
While it's essential to cooperate with your insurance company, you should also be cautious when giving a recorded statement. Remember, anything you say can be used later in the claims process. It's advisable to have legal representation or a trusted advisor present during the conversation to guide you and ensure your best interests are represented. Before giving a statement, make sure you fully understand the accident, your injuries, and the implications of your words.
Michles & Booth Understands Insurance
In conclusion, a recorded statement is a crucial part of the insurance claims process following a car crash. While it can be helpful in determining the facts and compensation, it can also have implications on the success of your claim. Therefore, it's crucial to approach this stage with caution and, preferably, professional assistance. Working with a lawyer like one of our experts at Michles & Booth can help you protect your rights during this process and pursue the most favorable outcome possible.